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<li class='menu-item menu-item-type-post_type menu-item-object-feature menu-item-has-children the-app menu-item-color_ the-app' data-key='the-app'><a href='https://test.rooster.money/feature/pocket-money-allowance-tracker/' title='The App' data-tracking='{"event":"event","category":"Primary Navigation","label":"The App","action":"Click-Primary Navigation-The App","value":""}'>The App</a>

<ul class="sub-menu">

<li class='menu-item menu-item-type-post_type menu-item-object-feature stars menu-item-color_ stars' data-key='stars'><a href='https://test.rooster.money/feature/kids-reward-chart-app/' title='Stars' data-tracking='{"event":"event","category":"Primary Navigation","label":"Stars","action":"Click-Primary Navigation-Stars","value":""}'>Stars</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-feature virtual-money-tracker menu-item-color_ virtual-money-tracker' data-key='virtual-money-tracker'><a href='https://test.rooster.money/feature/pocket-money-allowance-tracker/' title='Virtual Money Tracker' data-tracking='{"event":"event","category":"Primary Navigation","label":"Virtual Money Tracker","action":"Click-Primary Navigation-Virtual Money Tracker","value":""}'>Virtual Money Tracker</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-feature chores menu-item-color_ chores' data-key='chores'><a href='https://test.rooster.money/feature/chore-app-rooster-money/' title='Chores' data-tracking='{"event":"event","category":"Primary Navigation","label":"Chores","action":"Click-Primary Navigation-Chores","value":""}'>Chores</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-feature rooster-card menu-item-color_ rooster-card' data-key='rooster-card'><a href='https://test.rooster.money/feature/the-rooster-card/' title='Rooster Card' data-tracking='{"event":"event","category":"Primary Navigation","label":"Rooster Card","action":"Click-Primary Navigation-Rooster Card","value":""}'>Rooster Card</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-feature rooster-labs menu-item-color_ rooster-labs' data-key='rooster-labs'><a href='https://test.rooster.money/feature/labs/' title='Rooster Labs' data-tracking='{"event":"event","category":"Primary Navigation","label":"Rooster Labs","action":"Click-Primary Navigation-Rooster Labs","value":""}'>Rooster Labs</a>
</li>
</ul>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-page pricing menu-item-color_ pricing' data-key='pricing'><a href='https://test.rooster.money/pricing/' title='Pricing' data-tracking='{"event":"event","category":"Primary Navigation","label":"Pricing","action":"Click-Primary Navigation-Pricing","value":""}'>Pricing</a>
</li>
</ul>      </div>
    </div>
  </div>
</div>

<div class="page-container" id='js-rooster-container'>
    <div
    class='header header_animation header_bordered'  id='js-rooster-header'>
    <div data-affix class='is-top'>
      <div class="header_background js-header-main">
                  <div class="header_rowuser-banner">
            NatWest Rooster Money is currently only available in the UK
          </div>
                <div class='header_wrapper fluid-wrapper'>
          <div class='header_grid'>
            <a href="#" role="button" class="burger hide-for-large-up" aria-label="Open the menu" aria-expanded="false" id='js-rooster-burger'>
  <div class="burger_container" aria-hidden=”true”>
    <div class="burger_bar"></div>
  </div>
</a>
            <div class='header_grid-col header_grid-col-left'>
              <div class="brand" itemscope itemtype="https://schema.org/FinancialService" itemname="RoosterMoney">
        <a href="https://test.rooster.money/" class="brand_link brand_nwrm" rel="home"
         itemprop="url">
        <span class="brand_title" itemprop="name">NatWest Rooster Money</span>
            <svg class="brand_svg brand_nwrm" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 1420.1 379.4">
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    </svg>      </a>
    </div><!-- logo__container left -->
            </div>
            	<nav class="show-for-large-up" role="navigation">
		<ul id="menu-main-full-united-kingdom-1" class="primary-navigation js-primary-navigation">
<li class='menu-item menu-item-type-post_type menu-item-object-page about menu-item-color_ about' data-key='about'><a href='https://test.rooster.money/about/' title='About' data-tracking='{"event":"event","category":"Primary Menu","label":"About","action":"Click-Primary Menu-About","value":""}'>About</a>
</li>

<li class='menu-item menu-item-type-custom menu-item-object-custom help menu-item-color_ help' data-key='help'><a href='/help/' title='Help' data-tracking='{"event":"event","category":"Primary Menu","label":"Help","action":"Click-Primary Menu-Help","value":""}'>Help</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children education menu-item-color_ education' data-key='education'><a href='https://test.rooster.money/resources/' title='Education' data-tracking='{"event":"event","category":"Primary Menu","label":"Education","action":"Click-Primary Menu-Education","value":""}'>Education</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-feature menu-item-has-children the-app menu-item-color_ the-app' data-key='the-app'><a href='https://test.rooster.money/feature/pocket-money-allowance-tracker/' title='The App' data-tracking='{"event":"event","category":"Primary Menu","label":"The App","action":"Click-Primary Menu-The App","value":""}'>The App</a>
</li>

<li class='menu-item menu-item-type-post_type menu-item-object-page pricing menu-item-color_ pricing' data-key='pricing'><a href='https://test.rooster.money/pricing/' title='Pricing' data-tracking='{"event":"event","category":"Primary Menu","label":"Pricing","action":"Click-Primary Menu-Pricing","value":""}'>Pricing</a>
</li>
</ul>	</nav>
            <div class='header_grid-col header_grid-col-right'>
              
	<div class="roostermoney_apps-icons">

					
							<a href="https://app.roostermoney.com/app-link/deep/" data-tracking='{"event":"event","category":"CTA App Icons","label":"android","action":"Click-android","value":""}' class="roostermoney_apps-icons-icon">
								<div class="roostermoney_apps-icons-svg">
						<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 14.2 16" style="enable-background:new 0 0 14.2 16;" xml:space="preserve"><path d="M0.5,16C0.2,15.9,0,15.6,0,15.2V0.8C0,0.4,0.2,0.1,0.4,0l7,8L0.5,16z M1.4,15.7l8.4-4.8L7.8,8.5L1.4,15.7z
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</svg>					</div>
							</a>
								
							<a href="https://app.roostermoney.com/app-link/deep/" data-tracking='{"event":"event","category":"CTA App Icons","label":"ios","action":"Click-ios","value":""}' class="roostermoney_apps-icons-icon">
								<div class="roostermoney_apps-icons-svg">
						<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 20 24" style="enable-background:new 0 0 20 24;" xml:space="preserve"><path d="M14.3,6.2c1.6,0,3.1,0.8,4.3,2.4c-1.2,0.7-2,1.7-2.3,3c-0.4,1.2-0.3,2.6,0.3,3.7c0.6,1.2,1.5,2.1,2.7,2.5
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							</a>
								
							<a href="https://www.amazon.com/RoosterMoney-Manage-Pocket-Allowances-Rewards/dp/B01C62KBYY/" data-tracking='{"event":"event","category":"CTA App Icons","label":"amazon","action":"Click-amazon","value":""}' class="roostermoney_apps-icons-icon">
								<div class="roostermoney_apps-icons-svg">
						<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 26 24" style="enable-background:new 0 0 26 24;" xml:space="preserve">

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          Article by <a href="https://test.rooster.money/author/alexrayner/">Alex Rayner</a>        </p>
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          <time>
            17th September 2021          </time>
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      <h1 class="article-title" data-title>What Pirates Teach Kids About Money</h1>
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<div class="blog content all-component-single" data-readingtime><div class="component-wrapper  component-wrapper_margin-small"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-medium component-text-content_link-colour-blue-rooster component-text-content_margin-large"><p>Why are pirates good at teaching kids about money? Because they arrrrr! Read on to find out more, me hearties!</p>
</div><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-small component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>🏴‍☠️ Pirate Promises</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>We think of these wild, criminal sailors who stole from other ships as complete outlaws, but it turns out quite a few of these pirates actually drew up contracts (or ‘articles’ as they were known) and followed rules throughout their voyages. Before they set out, they often negotiated the terms of these agreements, and stuck by them. Once out at sea, some pirate crews also voted on the best places to search for treasure, and how to divide up their spoils.</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><Strong>Ask the kids:</strong><br><br />
Why might pirates ignore some laws, but choose to follow their own rules? Would life aboard a pirate ship prove easier, if pirates obeyed just a few rules?<br />
</span></div></div></div><div class="component-wrapper  component-wrapper_margin-small"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>🦜 Pirate Pay</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>Pirates didn’t get paid like normal sailors. They often worked for a share of the pirate ship’s profits. And those profits weren’t given to them by the captain, but instead by the ship’s quartermaster, who also oversaw food for the crew, checked the ship was working and that the trip would make a profit – like a boss at a company today.</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><strong>Ask the kids:</strong><br><br />
If a pirate stood to earn a share of a pirate ship’s profits, do you think they might work a bit harder, to make sure their voyage was profitable?</span></div></div></div><div class="component-wrapper  component-wrapper_margin-small"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-small component-text-content_link-colour-black component-text-content_margin-small"><p>☠️ Pirate Pensions</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>The pirate life was risky, but the rewards could be huge. While normal sailors might only earn tens of pounds a year, a very successful pirate stood to earn thousands after a successful voyage. Some retired from piracy after earning enough.</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><strong>Ask the kids:</strong><br><br />
Can you think of other dangerous jobs, where lucky people can make a lot of money, then retire? Racing car driver? Boxer? Do the risks outweigh the benefits?</span></div></div></div><div class="component-wrapper  component-wrapper_margin-small"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-small component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>💰 Pirate Pennies</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>Pirate coins were worth a lot more than our own pennies. The gold doubloon contained 26.66 grams of gold. It was worth $16 (£11.50) at the time, around $400 (£288) today.</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><strong>Ask the kids:</strong><br><br />
Today, the most valuable coin we have in circulation would only buy us a comic or a toy. Why do you think we don’t use very valuable coins any more?</span></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-small component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>💎 Pirate Treasure</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>Pirate treasure is still making people rich. In 2018, a Spanish galleon called the San José was found at the bottom of the Caribbean, off the coast of Colombia, and is estimated to contain over £12 billion worth of treasure!</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><strong>Ask the kids:</strong><br><br />
An earlier set of explorers claimed to have spotted this galleon’s final resting place a few years back, but they could never agree on how to split the treasure with the Colombian government. What do you think the share should be? 50/50? All for the finders? Or should the finders just get a finder’s fee from the Colombians?</span></div></div></div><div class="component-wrapper  component-wrapper_margin-small"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-text-content"><div class="component-text-content_lead component-text-content_align-left component-text-content_colour-black component-text-content_font-size-small component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>🚢 Pirates Today</p>
</div><div class="component-text-content_body component-text-content_align-left component-text-content_colour-black component-text-content_font-size-large component-text-content_link-colour-blue-rooster component-text-content_margin-small"><p>They don’t have long beards and cutlasses today, but pirates still exist in some parts of the world. A few years ago, sailors would hijack ships off the coast of Somalia, in East Africa, and demand a ransom. However, armed guards and patrols have lessened this sort of activity.</p>
</div></div></div></div><div class="component-wrapper  component-wrapper_margin-medium"><div class="fluid-wrapper fixed-narrow-wrapper"><div class="component-alert component-alert_green-emerald component-alert_faded"><span class="component-alert_copy"><strong>Ask the kids:</strong><br><br />
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